We made the Forbes Fintech 50. Here's what that means to me.

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I'll be honest: when I started Possible, I wasn't thinking about awards or recognition.

I was thinking about the people I kept hearing about—people who needed $200 to cover a car repair before their next paycheck, who had no good options. The payday loan storefronts willing to lend came loaded with fees designed to trap them, not help them. The banks weren't interested, either. So people paid the price, literally, for being in a tough spot.

That felt wrong to me. It still does.

So when I heard that Possible Finance—a Public Benefit Corporation built to do right by customers—had been named to the 2026 Forbes Fintech 50 list, I won't pretend I wasn't moved. I was. Because this recognition isn't just about us. It's about what's possible when you refuse to accept the way things have always been done.


What we built—and why it was hard

Getting Possible off the ground meant going against conventional wisdom in lending. The industry assumption was that responsible short-term credit for underserved customers couldn't be both consumer-friendly and financially sustainable. No late fees. No rollovers. No penalty fees. Reporting on-time payments to credit bureaus so customers actually build credit history. Giving people more time to pay than typical payday loans. (Source: CFPB.)

We were told that type of business model wouldn't work.

Last year, we expanded into 19 new states, funded hundreds of thousands of loans, and our customers have now saved more than $650 million¹ in fees compared to what they would have paid elsewhere. 

Beyond lending, we deepened our community presence—becoming an official partner of the Orlando Magic and launching Extra Credit, our award-winning financial literacy series featuring expert guidance from our Chief Credit Officer. 

The model works.


This one's for the team

I want to be clear about something: this recognition belongs to every person at Possible who has shown up and done the hard work.

It belongs to the people shipping features that actually help customers. The people making sure money moves when it needs to. The people who are ready with answers and solutions the moment a customer needs help. Everyone at this company is part of why we're here.

Most of all, it belongs to our customers, who trusted us during some of the most financially stressful moments of their lives. Thank you.


What's next

We're not done. Honestly, we're just getting started.

The short-term lending market is massive, the consumer need is real, and there are still millions of people who deserve better options than what exists today. We're going to keep expanding, building and finding ways to put customers first—not because it looks good, but because that's the only way we know how to do things.

At Possible, when our customers succeed, we succeed. That's not a tagline. That's at the heart of why we exist.

So thank you to Forbes, Sophia Acevedo and Jeff Kauflin for including us on this list. And thank you to everyone who's been part of this journey—whether you're a team member, a customer, a partner or someone rooting for us from the sidelines.

Here's to what's next. 🟦

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Tony is the co-founder and CEO at Possible Finance. His passion for fighting for financial fairness and for our customers drives him to help in any way, including writing content whenever he can.

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¹ We use state regulatory data on payday loan fees to estimate how much customers saved with Possible. Savings reflect the maximum fees we could have charged. Individual results may vary.

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We made the Forbes Fintech 50. Here's what that means to me.

/

2

minute read

We made the Forbes Fintech 50. Here's what that means to me.

I'll be honest: when I started Possible, I wasn't thinking about awards or recognition.

I was thinking about the people I kept hearing about—people who needed $200 to cover a car repair before their next paycheck, who had no good options. The payday loan storefronts willing to lend came loaded with fees designed to trap them, not help them. The banks weren't interested, either. So people paid the price, literally, for being in a tough spot.

That felt wrong to me. It still does.

So when I heard that Possible Finance—a Public Benefit Corporation built to do right by customers—had been named to the 2026 Forbes Fintech 50 list, I won't pretend I wasn't moved. I was. Because this recognition isn't just about us. It's about what's possible when you refuse to accept the way things have always been done.


What we built—and why it was hard

Getting Possible off the ground meant going against conventional wisdom in lending. The industry assumption was that responsible short-term credit for underserved customers couldn't be both consumer-friendly and financially sustainable. No late fees. No rollovers. No penalty fees. Reporting on-time payments to credit bureaus so customers actually build credit history. Giving people more time to pay than typical payday loans. (Source: CFPB.)

We were told that type of business model wouldn't work.

Last year, we expanded into 19 new states, funded hundreds of thousands of loans, and our customers have now saved more than $650 million¹ in fees compared to what they would have paid elsewhere. 

Beyond lending, we deepened our community presence—becoming an official partner of the Orlando Magic and launching Extra Credit, our award-winning financial literacy series featuring expert guidance from our Chief Credit Officer. 

The model works.


This one's for the team

I want to be clear about something: this recognition belongs to every person at Possible who has shown up and done the hard work.

It belongs to the people shipping features that actually help customers. The people making sure money moves when it needs to. The people who are ready with answers and solutions the moment a customer needs help. Everyone at this company is part of why we're here.

Most of all, it belongs to our customers, who trusted us during some of the most financially stressful moments of their lives. Thank you.


What's next

We're not done. Honestly, we're just getting started.

The short-term lending market is massive, the consumer need is real, and there are still millions of people who deserve better options than what exists today. We're going to keep expanding, building and finding ways to put customers first—not because it looks good, but because that's the only way we know how to do things.

At Possible, when our customers succeed, we succeed. That's not a tagline. That's at the heart of why we exist.

So thank you to Forbes, Sophia Acevedo and Jeff Kauflin for including us on this list. And thank you to everyone who's been part of this journey—whether you're a team member, a customer, a partner or someone rooting for us from the sidelines.

Here's to what's next. 🟦

Tony is the co-founder and CEO at Possible Finance. His passion for fighting for financial fairness and for our customers drives him to help in any way, including writing content whenever he can.

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2

minute read

¹ We use state regulatory data on payday loan fees to estimate how much customers saved with Possible. Savings reflect the maximum fees we could have charged. Individual results may vary.

All products are subject to eligibility and approval by Possible Financial Inc. dba “Possible Finance” and “Possible” or its banking partner Coastal Community Bank. Eligibility for a product is not guaranteed.

For Loans, Possible Finance has direct lending licenses in AK, HI, and WA. Washington License #530-CC/SL-111888.

California Residents: Possible Finance is licensed by the Department of Financial Protection and Innovation, pursuant to the California Deferred Deposit Transaction Law, License #10DBO-105848.

Loans in AL, AR, AZ, CA, DE, FL, IA, ID, IN, KS, KY, LA, MI, MO, MS, MT, NC, NE, NH, NV, OH, OK, OR, RI, SC, TN, TX, UT, VA, VT, and WY are made by Coastal Community Bank, and serviced by Possible Finance.

*Funding typically occurs within seconds; ACH transfers take 1-2 business days. Instant Delivery fee may apply in select states.

^Loan amounts & structure vary by state. Max amount not typical.

°Savings since 2017 includes fees Possible doesn't charge (e.g., NSF, rollover) plus reduced costs from customers borrowing less frequently than typical payday loan users, assuming customers would otherwise have faced industry-average fees and borrowing rates. Sources: internal data; state regulatory data; CFPB (Pub. No. 2023-9); Pew ("Payday Lending in America," 2013); CRL ("Down the Drain," 2025). Individual results may vary.

¨See possiblefinance.com/samplepaymentschedules for rates & terms examples.

ˇReal customer compensated or incentivized. Results vary.

˘Possible Loans offer up to 29 days of payment flexibility from original due date.

All trademarks and brand names are property of their respective owners. Use of them does not imply any affiliation with or endorsement by them.

If you have questions or concerns, please contact the Support Team at support.possiblefinance.com

Mailing Address: Possible Finance, PO Box 98686, Las Vegas, NV 89193

Possible Financial Inc. © 2026 - NMLS #1697898

All products are subject to eligibility and approval by Possible Financial Inc. dba “Possible Finance” and “Possible” or its banking partner Coastal Community Bank. Eligibility for a product is not guaranteed.

For Loans, Possible Finance has direct lending licenses in AK, HI, and WA. Washington License #530-CC/SL-111888.

California Residents: Possible Finance is licensed by the Department of Financial Protection and Innovation, pursuant to the California Deferred Deposit Transaction Law, License #10DBO-105848.

Loans in AL, AR, AZ, CA, DE, FL, IA, ID, IN, KS, KY, LA, MI, MO, MS, MT, NC, NE, NH, NV, OH, OK, OR, RI, SC, TN, TX, UT, VA, VT, and WY are made by Coastal Community Bank, and serviced by Possible Finance.

*Funding typically occurs within seconds; ACH transfers take 1-2 business days. Instant Delivery fee may apply in select states.

^Loan amounts & structure vary by state. Max amount not typical.

°Savings since 2017 includes fees Possible doesn't charge (e.g., NSF, rollover) plus reduced costs from customers borrowing less frequently than typical payday loan users, assuming customers would otherwise have faced industry-average fees and borrowing rates. Sources: internal data; state regulatory data; CFPB (Pub. No. 2023-9); Pew ("Payday Lending in America," 2013); CRL ("Down the Drain," 2025). Individual results may vary.

¨See possiblefinance.com/samplepaymentschedules for rates & terms examples.

ˇReal customer compensated or incentivized. Results vary.

˘Possible Loans offer up to 29 days of payment flexibility from original due date.

All trademarks and brand names are property of their respective owners. Use of them does not imply any affiliation with or endorsement by them.

If you have questions or concerns, please contact the Support Team at support.possiblefinance.com

Mailing Address: Possible Finance, PO Box 98686, Las Vegas, NV 89193

Possible Financial Inc. © 2026 - NMLS #1697898

All products are subject to eligibility and approval by Possible Financial Inc. dba “Possible Finance” and “Possible” or its banking partner Coastal Community Bank. Eligibility for a product is not guaranteed.

For Loans, Possible Finance has direct lending licenses in AK, HI, and WA. Washington License #530-CC/SL-111888.

California Residents: Possible Finance is licensed by the Department of Financial Protection and Innovation, pursuant to the California Deferred Deposit Transaction Law, License #10DBO-105848.

Loans in AL, AR, AZ, CA, DE, FL, IA, ID, IN, KS, KY, LA, MI, MO, MS, MT, NC, NE, NH, NV, OH, OK, OR, RI, SC, TN, TX, UT, VA, VT, and WY are made by Coastal Community Bank, and serviced by Possible Finance.

*Funding typically occurs within seconds; ACH transfers take 1-2 business days. Instant Delivery fee may apply in select states.

^Loan amounts & structure vary by state. Max amount not typical.

°Savings since 2017 includes fees Possible doesn't charge (e.g., NSF, rollover) plus reduced costs from customers borrowing less frequently than typical payday loan users, assuming customers would otherwise have faced industry-average fees and borrowing rates. Sources: internal data; state regulatory data; CFPB (Pub. No. 2023-9); Pew ("Payday Lending in America," 2013); CRL ("Down the Drain," 2025). Individual results may vary.

¨See possiblefinance.com/samplepaymentschedules for rates & terms examples.

ˇReal customer compensated or incentivized. Results vary.

˘Possible Loans offer up to 29 days of payment flexibility from original due date.

All trademarks and brand names are property of their respective owners. Use of them does not imply any affiliation with or endorsement by them.

If you have questions or concerns, please contact the Support Team at support.possiblefinance.com

Mailing Address: Possible Finance, PO Box 98686, Las Vegas, NV 89193

Possible Financial Inc. © 2026 - NMLS #1697898